Laws of Intestacy

To die intestate means you have not left behind a valid Will. There are strict rules regarding what will happen to your Estate.


The Government

The government dictates who should inherit your possessions, property and money through The Laws of Intestacy.

Married Couples

The proportion of your Estate that your spouse receives is limited with the balance held in trust for your children, potentially causing unnecessary hardship within the grieving family. If there are no children, your spouse will inherit all of your estate but in the event that you were to die together, or in short succession, your estate would pass to parents or other surviving relatives.

Couples Co-Habiting

An unmarried partner is not entitled to ANYTHING. Here, your Estate is divided between (in order): your children, parents, siblings, grandparents, aunts and uncles. Should you have no surviving relatives, your Estate will pass to the State.


The authorities will intervene and decide who will look after your children, and where the funds for this are to come from. No provision is made for step children.

Divorced/Separated Couples

In some instances, your estranged or ex-husband/wife may have continuing rights and be eligible to claim an inheritance from your Estate, to the detriment of your new family.

Inheritance Tax

40% tax must be paid over the Nil-rate band which could be mitigated in part or fully with advanced planning.

Single77 percent

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